Best Travel Credit Cards in Canada

Top 5 Travel Credit Cards for Canadians

Annual fees and earn rates current as of 2026. Always confirm terms with the issuer before applying.

• 1
  American Express Cobalt Card

  5x Membership Rewards points on dining and groceries, 3x on streaming, 2x on transit and travel. Points transfer to Aeroplan and Marriott Bonvoy. Flexible redemption makes this the highest-earning card for everyday spenders who also travel.
  $155.88/yr
• 2
  TD Aeroplan Visa Infinite

  1.5x Aeroplan points on everyday spending, 3x on Air Canada purchases. Earn toward preferred pricing, no blackout dates on Air Canada flights, and free first checked bag. Strong welcome bonus for new cardholders.
  $139/yr
• 3
  RBC Avion Visa Infinite

  1.25x Avion points on all purchases with no category restrictions. Transfer points to British Airways Avios, WestJet dollars, or redeem through RBC's travel portal. Comprehensive travel insurance including emergency medical and trip cancellation.
  $120/yr
• 4
  Scotia Gold American Express

  6x Scene+ points on dining, 5x on groceries, gas, and streaming, 3x on daily transit and select entertainment. No foreign transaction fee — saves 2.5% on every international purchase. Excellent for Canadians who travel internationally.
  $120/yr
• 5
  CIBC Aeroplan Visa Infinite

  1.5x Aeroplan points on gas, grocery, and Air Canada purchases. Preferred Aeroplan pricing, free checked bag on Air Canada, and a comprehensive travel insurance suite. A strong alternative to the TD Aeroplan Infinite for existing CIBC customers.
  $139/yr